The fall season is filled desperation.
As they say, desperate times calls for desperate measures, but you do not have to act out with extreme measures to find relief.
This is the time to tell quit that it’s has to quit pushing you to quit.
The down turn of the economy and other situations that happens in life will make this fall a very sorrow filled season. Many have already made up their minds and establish a date to commit suicide.
Right about this time, holidays during fall seasons, suicidal tendencies emerge.
The hopes of many are already dashed. According to current statistics, 15.1 percent of the American population is under poverty. Unemployment remains steady at 9.1%. 8% or 9% of whites are unemployed. 16% to 17% of African Americans are unemployed.
There are many people that are blaming themselves for the events of our times. Blaming themselves for not being able to make ends meet, feed their families, or pay any bills.
We didn’t realize that something sinister was driving us to do things to seemingly make us happy.
Not realizing that we were making other people happy at our expense. Isn’t it amazing that you really do not hear the cream of the crop of the rich cry about the current economy. They rarely share whether they are affected or not.
Chances are, because they are insulated with cash, it is nothing to them. Even the big corporations that sit on mountains of cash, they are unwilling to hire people that desperately need jobs.
Small businesses are also asked to pick up the slack but they are already overwhelmed with the tax tactics of city and state municipalities. Then you have the federal government give a tax break, a personal income tax break. Then states and city governments increase their tax or apply sales tax on certain items you buy from the store that normally isn’t taxed.
So much for putting money back in your pockets.
Proverbs 22:7 says,
“The rich rule (exercise dominion) over the poor, and the borrower is servant (slave) to the lender.”
In this country, and perhaps, many others, there is a long line of people that are unemployed with bills that have yet to be paid. For years, the consumer is asked and compelled by commercials to buy, buy, buy.
When you buy, you will save.
What a lie.
There is the behind the scenes situation that you are helping other families stay employed, however, there comes a point where a man and a women must exercise fiscal discipline. When you do not have the money, there is no sense in buying something now and giving away your future paycheck.
Millions of families have learned this lesson and are employing “family first” strategies.
In other words, make sure you take care of the basic necessities of the family. Any extra cash stays in your account and is to be stored for the future for your family.
Real savings is when you keep your money and not give it away to others in purchasing products you really do not need.
Some will say that this is selfish.
No, it is prudence.
Do not misunderstand me. It is the right thing to do to share with others to help them get by until they get on their feet.
Micah 2:1-2 (NLT) is a classic Scripture about what Israel was doing to its own people. It is hauntingly similar to what has happened in the United States.
“How terrible it will be for you who lie awake at night, thinking up evil plans. You rise at dawn and hurry to carry out any of the wicked schemes you have power to accomplish. When you want a certain piece of land, you find a way to seize it. When you want someone’s house, you take it by fraud and violence. No one’s family or inheritance is safe with you around!”
Credit Cards, mortgages, home equity loans, personal loans, car loans, and other instruments of credit is never designed for the consumer to win. It is designed for the owner of credit to win. You are doing the hard work and it adds up.
The credit company just sits back and receives your payment with interest. All they do is go to the bank and keep a record of your payments. The moment that you stop working, lose a job, or fall behind on payments, it is the moment that they put intense pressure to get you to honor your end of the agreement.
By now, you have finally figured out the game.
Your salary will never catch up to the amount of debt incurred because of wasteful, undisciplined spending. This is exactly what they were waiting for. A chance to seize your future. Each night you wake up. Worried about the bills. You fear the mailbox and the creditor’s phone calls.
Product after product. They make these products overseas (your jobs), sell these products in the United States beyond an average person’s paltry paycheck, that forces you to pull out the credit card. They make it impossible for you to save for any product and force you to use a credit card, take out a personal loan, or a home equity loan.
By the way, home equity loans is a farce.
You have no equity until you actually sell the property. They tell you that you have equity but that’s so they can put a lien on your house or condo until you pay that note. They want you to put your house up for security. It is the most wicked deal in the world. If you lose your job and you are unable to pay that home equity loan back, you lose the house.
The same goes for reverse mortgages.
Don’t let that reverse mortgage commercial fool you. It is not set up for you to win. It is designed for you to lose that home.
It is too good to be true.
Many families are too far behind, they will never catch up.
For some families, suicide is the “nuclear option.”
We will hear and read of sad stories of horrific proportions. Murder/suicide.
All because life isn’t worth living any longer. Despair sets in. Despondency over what happened and where you have ended up creates a hopelessness mentality. Then the horrific ending of a life or lives.
Sometimes you will not know whether a family is about to be killed.
One day, they will appear happy. The next day, they are dead.
The pressure within is too much to bear.
We’ve all made mistakes. Too many purchases. Too much house. Living beyond our means just like the way they want us to. Just to feel that we are “important,” or rich like them. Perception is everything. Image is everything. We want to impress our friends. We want to make them feel that we are the “Jones’.”
Then the bill comes and we feel like idiots and fools for allowing ourselves to get caught up in the feeding frenzy of the sharks of greed and covetousness. Remember, the store owners and politicians do not care one moment about you.
If they did, they wouldn’t have allowed deceptive practices entice people that didn’t have the means to pay in the first place, to hold average working Americans hostage.
You do have to accept some responsibility.
To read a sign that tells us about a danger and then to ignore it is a failure of the reader’s part to accept or decline the risks.
The other thing that has happened is that for the people that are already working, they are demanding that we pay more or what I call “substitute subsidy.” Subsidy is a tax levied on an occasion. For instance, every bill you get, you received an increase.
You are literally paying your neighbor’s share that your neighbor used to pay when they are working. Or, at the very least, a modest percentage of what they were paying, now falls upon the ones that are left with income.
Forget about medical benefits. The premium you pay is worthless. You get the full bill. Send in the claims any way just to cover yourself, but they will send you the full bill.
More of your paycheck is being taken from you in small ways all the way across the board. Instead of helping all Americans out by decreasing people’s bills, they slap an increase.
If you noticed, gasoline prices is ebb and tide. Have you noticed that right after Labor Day, the price of gasoline went down.
Have you wondered why?
October, Halloween. November, Thanksgiving. December, Christmas. January, New Years. Heating bill and gasoline prices go right back up. The pennies in savings at the gas pump is transferred to you so you can spend dollars in the stores.
It is an illusion to get you to buy like you did, like crazy.
I think you were smart enough to notice it and you didn’t get pulled into the shark infested waters. They are doing everything in their power to get you to spend like you used to spend.
Today, people are not buying the lies and deceptions any longer. Sadly, people are using credit cards to buy bread, milk, and eggs. These items are no longer reasonable anymore.
Some have already maxed out their credit cards and have nothing left. They are forced to do crime to feed their families.
I do not agree with everything the president stands for.
For once, I would like to see more fire in this president. Instead of going to the places where it is neat and pretty, go to the real “Main Street” where struggling white, hispanic, and black families are living.
Have the president go to the supermarkets where people that are eligible to get food stamps and can’t get them to feed their families. Simply say, “This is what our political system has failed to do and this administration and Congress is responsible for it. As long as Congress plays politics with these lives, their future is sealed. They may not have a future. And it is the fault of my administration and it is the fault of the Republican and Democratic Congress.”
And then pull out some money and feed them for as long as it takes just to get Congress to work for the American people.
Use it as a backdrop against Congress. Because Congress is the one making the president look bad. And the nation, as a whole, is suffering needlessly for it.
First, we must get back to spiritual principles and stop living lascivious lives in sexual immorality. Stop looking to cater to 1% of the population. LGBT.
Isn’t it amazing that we are able to legislate sin with ease but when it comes to helping the American people, they use our plight to bolster their political agenda. It’s a recipe for a “revolution.”
In over 150 cities, people are protesting. If it increases, we may see another revolution.
Second, the church must begin to eradicate the gross sin of hypocrisy.
We have become so foolish and loose in the way we live that the world cannot distinguish us from themselves (see 1 John 2:15-17, 1 Corinthians 6:14-17, 7:1, and James 4:4-6). It’s like two persons standing in the room that is dark. One person says that it is dark and the other person says he can see.
They both keep walking into each other, trying to find the door. The disturbing thing is that the person that insists that they could see, is just as in the dark as the person that admits that they are in the dark.
So it is with people that claim to be in the light as He is in the light but is living in the dark as the one living in this dark world.
Third, we must renounce “cold shoulder” covetousness. As long as greed runs warm in our veins, we will never come back to the place of financial sobriety. The system that is too big to fail must be allowed to fail.
The bailout should have went to the American people. It is the tax that we’ve paid to the government that made corporate bailouts possible. Somewhere in my last sentence, the government refuses to see the point of the American people.
They need to develop a plan to help the American people that need help. The plan is simple.
Bailout the American people.
The same system and the players that that took us down, is waiting for the system to stabilize. Then, they will come at you with new ways to seduce you into their web of deception and deceit.
To you that are contemplating suicide, the Lord is at hand. You may not see Him, and you may not feel Him, but He is right there for you.
If you are stressed out because you are unemployed and you are behind on all your bills. Perhaps, you are about to get evicted or foreclosure is about to happen, it doesn’t mean that God isn’t there. It’s tough to trust in the Lord when your back is through the wall but God will make a way, if you trust Him.
The Lord will work for you. If you trust Him.
This is not the time to give up. This is not the time to throw in the towel and call it quits.
It is time to tell quit that it’s has to quit pushing you to quit.
You’ve said that you are praying.
Did you really pray?
Start today. Do not delay. He will meet you right where you are.